Strategies + Solutions

Financial strategies shouldn’t be
one-size-fits-all.

If you’re like many people, your financial life is complex. You have certain long- and short-term goals, and many moving pieces that need to be coordinated to reach them. Going it alone can be stressful at best, and have unintended consequences at worst.

We bring together the best of expertise and education to help you arrive at your goals confidently.

“Financial Planning is like taking a trip. First you need to choose your destination. Then you can plan the important stops and prepare for any unexpected events.”

Jason Castaldi

Our approach looks at these key areas of your financial life.

Financial Position

A review provides a better understanding of where you are right now. We’ll look at your balance sheet, cash flow and debt management and if savings are balanced and appropriate for meeting your goals.

Risk Management

Analyze your situation and help find ways to protect your income, assets and, if you’re a business owner, your business, at every stage of your life and as circumstances change.

Wealth Accumulation

Design a strategy to help you invest your assets to meet your financial goals by considering your personal situation and tolerance for risk.

Tax Management

When applied appropriately in conjunction with a financial plan, tax strategies can help reduce the impact of taxes on investment returns and income.

Retirement Planning

For individuals and business owners, gain flexibility and freedom to choose the when, how and where of retirement. Even if you’ve already retired, we can help ensure that your savings continue to work for you.

Estate Planning

Proper estate planning can help you pass on more of your wealth to your family and charities than to taxes.

Most of our clients’ needs fall into one of these levels of service. At every level, you receive the same high-touch, team-based approach that sets our experience apart.

Comprehensive planning clients are typically seeking a more hands-on approach to their overall planning needs. Through this model, we’ll help you gain clarity on your short- and long-term planning goals, provide options to help you achieve those goals, and offer step-by-step guidance throughout the decision-making process. This constantly evolving relationship is scalable to your needs over time. All relevant strategies will be reviewed as they pertain to your unique situation.

Typical Client
  • Household income of $350,000 and up
  • $500,000 or more of investable assets
What’s Included
  • 4-7 meetings + quarterly check-ins, with adjustments as necessary
  • Personalized website featuring a living balance sheet
  • 90-day action plans to help achieve intended financial milestones
  • Coordination with outside professionals

Situational planning is ideal for clients who are looking for a thorough, moment-in-time assessment of their overall financial picture, often because of a major life event or when a second opinion is needed. Through this model, we’ll assess your overall situation and goals, and identify any gaps in your current planning strategy that may need attention.

Typical Client
  • Those experiencing the need to create a business succession or an estate plan
  • Those going through a major life event (sale of a business, divorce, home sale, etc.)
  • Those who want an unbiased analysis on whether they are on the right path
What’s Included
  • 3-4 meetings
  • Insurance coverage review + analysis
  • Business planning strategies + valuation
  • Asset allocation analysis + strategy recommendations
  • Developing or refining savings strategies

Our clients choose foundational planning when they’re ready to take a deeper dive into their wealth accumulation and risk management strategy. As we build that strategy, our focus is on helping you create a strong foundation for retirement while providing the liquidity you need for events prior to retirement.

Typical Client
  • Household income of $200,000 and up
  • Families who are starting to save
  • People who are nearing retirement
  • Ages 30-65
What’s Included
  • 3 meetings
  • Investment model review
  • Insurance coverage review
  • 90-day action plan
  • Quarterly check-ins and reporting

Our advisory solutions offering is geared toward clients who aren’t necessarily looking to create a financial plan, but who need guidance on their existing protection or investment strategies. In this scenario, we provide insurance and brokerage solutions, and manage financial assets.